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Tonya Howze

A Mortgage Broker You Can Trust

I am so passionate about the Central Coast of California. The people, the beauty, the local charm. I bring that passion to my work and take pride in helping people achieve their Central Coast home dreams. 

A little about me - my ideal free time is spent exploring the California coastline, gardening at my Oceano home, and playing with my three dogs and two cats

I have been in the mortgage brokerage business for nearly 20 years. I bring that experience and expertise into every interaction, every loan application, and every relationship. 

I’m all about connection, and recognize that building trust takes time and effort. I pledge to go that extra mile for you in every way possible!

My path to the mortgage business was a long and rewarding one. For years I worked with my Dad who was a painting contractor. It was wonderful working in the family business and it taught me a lot - especially the transformation that comes with a fresh coat of paint! After his passing, I worked in event planning for a few years, but found myself craving something more. 

My mom was actually the one who brought reverse mortgages onto my radar. I was immediately drawn to it! I love this business, I find it so rewarding. Purchasing or financing a home is a big decision, and it just makes my day when a client trusts me to be a part of their process.  

I still have ongoing relationships with families I worked with over a decade ago. I promise that I will go above and beyond for you and put in the extra effort to convince you that I will be your broker for life!

Thank you so much for visiting my page, I am so grateful for the opportunity to work with you!


DRE 01722024   NMLS 256230

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